What is a Policy Limit?
Auto insurance is one of the most essential financial protections you can have as a driver. But understanding the details of your policy, especially your coverage limits, is crucial for ensuring that you’re adequately protected. Your coverage limits represent the maximum amount of money your insurance will pay out in the event of a covered […]
What is an Answer?

In Civil Law, an “answer” is the first formal response given by the defense to a complaint filed with the court by the plaintiff. In Civil Law, an “answer” is the initial formal response provided by the defense to a complaint filed by the plaintiff with the court. This written statement either admits or denies […]
What is Negligence?

In Civil Law, negligence refers to any failure to exercise reasonable care in one’s actions, resulting in injury or damage to another person or party. What Does Negligence Mean in Everyday Life? Negligence in daily life can manifest in various ways, such as: Violating traffic laws, including texting while driving, speeding, or driving under the […]
What Are Damages?

In law, “damages” refers to the sum of money or other payments required to restore justice and make things right or whole again when a harm has been done. When you have suffered harm and losses due to someone else’s negligence or wrongful actions, civil law allows you to seek compensation for these injuries. These […]
What is an Intervention?

In the U.S., “intervention” is a Civil Law procedure where someone not currently part of a case can join the case to make sure their interests get fairly represented. Types of Intervention There are two types of intervention: Intervention of Right – When an external party seeks to participate in a case through “intervention of right,” […]
What Is Engine Braking?

The generic trademark name for a compression release engine brake, a Jake Brake is most commonly used in large diesel engines on semi-trucks. How Does a Jake Brake Work? Jake brakes are utilized by many truck drivers to control speed, especially on downhill slopes and highway exits where permitted. To activate a Jake Brake, the driver ceases […]
What Is A Subpoena?

In U.S. Law, “subpoena” from the Latin term meaning “under penalty,” is a written document and command from the courts requiring a person to take a certain action like appearing as a witness or handing over a piece of evidence. There are two primary types of subpoenas: subpoena ad testificandum (pronounced “ad test-tee-fee-kan-doom”) This is […]
What Is A Contingency Fee?

A contingency fee is a payment to an attorney for legal representation and services that depends on money damages being recovered. It’s the popular “No win, No fee” model. A contingency fee agreement is commonly utilized in the following types of cases: Personal Injury Cases – such as accidents involving cars and large trucks Cases […]
What Is Bobtailing?

A bobtail truck does not have a trailer attached. Bobtailing, by definition, means driving a cargo-carrying truck (semi-truck) without a trailer. Bobtailing often happens when a contracted truck driver is first sent out from dispatch to their pick up site. What Does Bobtailing Mean in Trucking? Additional Applications: In trucking terminology, “bobtailing” also refers to […]
What Is A Deadhead Truck?

A deadhead truck has a trailer attached but carries no freight. Deadheading means driving a cargo-carrying truck (semi-truck) pulling an empty trailer. Does a Trucking Company Pay for Deadhead Miles? Deadhead miles refer to the distance truckers travel with an empty load, resulting in lost revenue despite incurring fuel costs and vehicle wear and tear. […]